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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Participant communication; Direct pay... | $33,313 |
PLANTE & MORAN, PLLC9+ years Service code 10 · EIN 38-1357951 | Accounting | $17,500 |
CHARLES SCHWAB & CO., INC.9+ years Service code 33 · EIN 94-1737782 | Securities brokerage; Securities brok... | $381 |
NATIONAL FINANCIAL SERVICES9+ years Service code 33 · EIN 04-3523567 | Securities brokerage commissions and ... | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,058 | $76,107+81.4% | $96,576+43.0% | $71,495+93.1% |
| Participation rate | 91.4% | 74.4%+17.0pp | 76.0%+15.5pp | 67.9%+23.5pp |
| Annual return | 10.67% | 22.81%-12.1pp | 25.87%-15.2pp | 28.85%-18.2pp |
| Employer contribution / active EE | $1,891 | $2,247-15.8% | $2,965-36.2% | $2,589-27.0% |
| Participant deferral / active EE | $6,493 | $4,218+53.9% | $4,851+33.9% | $4,291+51.3% |
| Admin fee / account holder | $185 | $2,708-93.2% | $8,253-97.8% | $1,588-88.4% |