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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,991 | $65,434-51.1% | $98,483-67.5% | $85,847-62.7% |
| Participation rate | 43.5% | 65.0%-21.5pp | 73.3%-29.8pp | 69.3%-25.8pp |
| Annual return | 14.31% | 21.75%-7.4pp | 1494.38%-1480.1pp | 318.61%-304.3pp |
| Employer contribution / active EE | $691 | $2,169-68.2% | $2,961-76.7% | $2,565-73.1% |
| Participant deferral / active EE | $1,542 | $3,168-51.3% | $4,276-63.9% | $3,952-61.0% |
| Admin fee / account holder | $813 | $4,595-82.3% | $5,953-86.3% | $6,261-87.0% |