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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,659 | $148,623-51.1% | $135,974-46.6% | $139,466-47.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.29% | 79.30%-63.0pp | 68.30%-52.0pp | 373.66%-357.4pp |
| Employer contribution / active EE | $7,719 | $5,246+47.1% | $4,859+58.9% | $4,754+62.4% |
| Participant deferral / active EE | $12,831 | $8,103+58.4% | $7,760+65.4% | $6,712+91.2% |
| Admin fee / account holder | $943 | $12,406-92.4% | $10,767-91.2% | $11,409-91.7% |