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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,663 | $165,399-76.0% | $149,745-73.5% | $158,982-75.1% |
| Participation rate | 93.8% | 84.6%+9.2pp | 82.5%+11.3pp | 82.0%+11.8pp |
| Annual return | 16.04% | 348.34%-332.3pp | 276.72%-260.7pp | 302.99%-286.9pp |
| Employer contribution / active EE | $3,209 | $5,105-37.1% | $4,646-30.9% | $4,763-32.6% |
| Participant deferral / active EE | $4,396 | $7,183-38.8% | $6,843-35.8% | $5,983-26.5% |
| Admin fee / account holder | $449 | $10,811-95.8% | $9,312-95.2% | $11,252-96.0% |