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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,327 | $150,447+65.1% | $136,298+82.2% | $147,586+68.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 14.43% | 1049.15%-1034.7pp | 5156.27%-5141.8pp | 578.59%-564.2pp |
| Employer contribution / active EE | $772 | $5,256-85.3% | $4,696-83.6% | $4,876-84.2% |
| Participant deferral / active EE | $18,401 | $6,631+177.5% | $6,247+194.5% | $5,439+238.3% |
| Admin fee / account holder | $10,627 | $10,906-2.6% | $9,244+15.0% | $10,886-2.4% |