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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,070 | $29,736-76.2% | $56,033-87.4% | $80,935-91.3% |
| Participation rate | 33.3% | 41.7%-8.4pp | 52.5%-19.2pp | 67.7%-34.3pp |
| Annual return | 13.28% | 35.28%-22.0pp | 1711.38%-1698.1pp | 35.66%-22.4pp |
| Employer contribution / active EE | $311 | $671-53.7% | $1,041-70.1% | $2,757-88.7% |
| Participant deferral / active EE | $866 | $1,228-29.5% | $1,954-55.7% | $4,299-79.9% |
| Admin fee / account holder | $37 | $2,434-98.5% | $2,827-98.7% | $6,924-99.5% |