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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,061 | $27,943-78.3% | $58,507-89.6% | $75,177-91.9% |
| Participation rate | 32.3% | 38.8%-6.6pp | 50.9%-18.6pp | 67.2%-34.9pp |
| Annual return | 19.33% | 44.22%-24.9pp | 4252.32%-4233.0pp | 160.75%-141.4pp |
| Employer contribution / active EE | $274 | $670-59.0% | $1,053-73.9% | $2,671-89.7% |
| Participant deferral / active EE | $710 | $1,202-40.9% | $1,922-63.1% | $4,126-82.8% |
| Admin fee / account holder | $99 | $1,727-94.3% | $2,486-96.0% | $5,651-98.2% |