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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,113 | $29,319-68.9% | $52,425-82.6% | $82,448-88.9% |
| Participation rate | 37.9% | 46.9%-8.9pp | 55.6%-17.7pp | 68.1%-30.1pp |
| Annual return | 20.80% | 535.20%-514.4pp | 302.12%-281.3pp | 41.64%-20.8pp |
| Employer contribution / active EE | $270 | $586-54.0% | $914-70.5% | $2,551-89.4% |
| Participant deferral / active EE | $776 | $1,171-33.7% | $1,790-56.6% | $4,139-81.2% |
| Admin fee / account holder | $36 | $1,962-98.2% | $2,495-98.6% | $7,234-99.5% |