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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,756 | $100,060-58.3% | $149,721-72.1% | $70,126-40.5% |
| Participation rate | 87.0% | 83.6%+3.4pp | 87.1%-0.1pp | 69.5%+17.4pp |
| Annual return | 26.54% | 27.46%-0.9pp | 1501.67%-1475.1pp | 73.15%-46.6pp |
| Employer contribution / active EE | $3,821 | $3,661+4.4% | $5,444-29.8% | $2,343+63.1% |
| Participant deferral / active EE | $15,292 | $4,982+206.9% | $6,568+132.8% | $3,332+359.0% |
| Admin fee / account holder | $339 | $8,285-95.9% | $11,282-97.0% | $4,645-92.7% |