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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,203 | $75,832+28.2% | $147,617-34.2% | $59,633+63.0% |
| Participation rate | 52.0% | 71.6%-19.6pp | 84.6%-32.6pp | 68.7%-16.7pp |
| Annual return | -1.50% | 0.37%-1.9pp | 61.98%-63.5pp | 2041.45%-2042.9pp |
| Employer contribution / active EE | $1,854 | $3,485-46.8% | $5,564-66.7% | $2,203-15.8% |
| Participant deferral / active EE | $3,455 | $3,131+10.4% | $4,895-29.4% | $3,192+8.2% |
| Admin fee / account holder | $665 | $5,986-88.9% | $11,612-94.3% | $4,297-84.5% |