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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,759 | $144,130-76.6% | $117,861-71.4% | $147,586-77.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 6.07% | 531.20%-525.1pp | 335.11%-329.0pp | 578.59%-572.5pp |
| Employer contribution / active EE | $8,924 | $4,897+82.2% | $3,786+135.7% | $4,876+83.0% |
| Participant deferral / active EE | $2,061 | $5,316-61.2% | $4,482-54.0% | $5,439-62.1% |
| Admin fee / account holder | $57,365 | $10,887+426.9% | $8,021+615.2% | $10,886+427.0% |