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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,240 | $76,785+17.5% | $56,441+59.9% | $145,959-38.2% |
| Participation rate | 37.5% | 63.2%-25.7pp | 52.5%-15.0pp | 80.3%-42.8pp |
| Annual return | 13.92% | 3000.51%-2986.6pp | 1704.21%-1690.3pp | 561.95%-548.0pp |
| Employer contribution / active EE | $648 | $1,381-53.1% | $1,039-37.7% | $4,661-86.1% |
| Participant deferral / active EE | $7,625 | $2,624+190.6% | $1,953+290.5% | $6,689+14.0% |
| Admin fee / account holder | $0 | $3,334-100.0% | $2,829-100.0% | $13,398-100.0% |