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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,303 | $198,457+64.4% | $170,435+91.5% | $147,586+121.1% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 10.82% | 257.30%-246.5pp | 205.94%-195.1pp | 578.59%-567.8pp |
| Employer contribution / active EE | $11,087 | $6,183+79.3% | $5,432+104.1% | $4,876+127.4% |
| Participant deferral / active EE | $7,220 | $5,629+28.2% | $4,939+46.2% | $5,439+32.7% |
| Admin fee / account holder | $3,512 | $16,852-79.2% | $13,881-74.7% | $10,886-67.7% |