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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,690 | $181,896-81.5% | $156,551-78.5% | $273,972-87.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 4.90% | 30.74%-25.8pp | 32.23%-27.3pp | 41.46%-36.6pp |
| Employer contribution / active EE | $2,693 | $6,248-56.9% | $5,501-51.0% | $4,869-44.7% |
| Participant deferral / active EE | $2,571 | $5,550-53.7% | $4,871-47.2% | $5,287-51.4% |
| Admin fee / account holder | $311 | $15,560-98.0% | $13,028-97.6% | $10,133-96.9% |