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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,796 | $126,661+34.8% | $113,397+50.6% | $138,895+23.0% |
| Participation rate | 60.0% | 79.4%-19.4pp | 76.5%-16.5pp | 79.9%-19.9pp |
| Annual return | 17.82% | 25.05%-7.2pp | 23.20%-5.4pp | 145.39%-127.6pp |
| Employer contribution / active EE | $2,010 | $3,456-41.8% | $2,977-32.5% | $4,194-52.1% |
| Participant deferral / active EE | $4,778 | $5,693-16.1% | $5,076-5.9% | $6,396-25.3% |
| Admin fee / account holder | $9,467 | $14,549-34.9% | $11,957-20.8% | $12,562-24.6% |