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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,316 | $176,105-7.3% | $159,474+2.4% | $167,536-2.5% |
| Participation rate | 50.0% | 85.0%-35.0pp | 82.8%-32.8pp | 82.1%-32.1pp |
| Annual return | 13.16% | 331.91%-318.7pp | 263.68%-250.5pp | 478.82%-465.7pp |
| Employer contribution / active EE | $1,192 | $5,299-77.5% | $4,831-75.3% | $4,839-75.4% |
| Participant deferral / active EE | $3,723 | $7,751-52.0% | $7,353-49.4% | $6,342-41.3% |
| Admin fee / account holder | $1,761 | $12,559-86.0% | $10,802-83.7% | $12,315-85.7% |