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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,373 | $150,447-54.6% | $136,298-49.8% | $147,586-53.7% |
| Participation rate | 50.0% | 84.4%-34.4pp | 81.9%-31.9pp | 82.8%-32.8pp |
| Annual return | 18.77% | 1049.15%-1030.4pp | 5156.27%-5137.5pp | 578.59%-559.8pp |
| Employer contribution / active EE | $980 | $5,256-81.4% | $4,696-79.1% | $4,876-79.9% |
| Participant deferral / active EE | $3,995 | $6,631-39.7% | $6,247-36.1% | $5,439-26.5% |
| Admin fee / account holder | $1,220 | $10,906-88.8% | $9,244-86.8% | $10,886-88.8% |