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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,004 | $110,379-62.9% | $102,412-60.0% | $145,884-71.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 6.63% | 24.84%-18.2pp | 24.94%-18.3pp | 551.85%-545.2pp |
| Employer contribution / active EE | $2,260 | $4,216-46.4% | $3,870-41.6% | $4,662-51.5% |
| Participant deferral / active EE | $15,260 | $5,622+171.4% | $5,060+201.6% | $6,690+128.1% |
| Admin fee / account holder | $707 | $9,745-92.7% | $8,388-91.6% | $13,392-94.7% |