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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,938 | $124,330-87.2% | $109,173-85.4% | $167,536-90.5% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 446.86% | 26.04%+420.8pp | 25.75%+421.1pp | 478.82%-32.0pp |
| Employer contribution / active EE | $1,300 | $4,209-69.1% | $3,723-65.1% | $4,839-73.1% |
| Participant deferral / active EE | $3,810 | $5,256-27.5% | $4,654-18.1% | $6,342-39.9% |
| Admin fee / account holder | $574 | $7,974-92.8% | $6,755-91.5% | $12,315-95.3% |