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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,197 | $142,409-65.5% | $119,634-58.9% | $134,545-63.4% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -26.16% | -12.46%-13.7pp | -14.98%-11.2pp | 418.37%-444.5pp |
| Employer contribution / active EE | $3,826 | $5,224-26.8% | $4,232-9.6% | $4,742-19.3% |
| Participant deferral / active EE | $2,452 | $6,468-62.1% | $5,601-56.2% | $6,401-61.7% |
| Admin fee / account holder | $4,019 | $13,594-70.4% | $10,329-61.1% | $11,431-64.8% |