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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,658 | $152,619-82.5% | $125,195-78.7% | $152,909-82.6% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 24.03% | 54.85%-30.8pp | 43.79%-19.8pp | 345.46%-321.4pp |
| Employer contribution / active EE | $1,931 | $4,947-61.0% | $3,866-50.1% | $4,764-59.5% |
| Participant deferral / active EE | $2,070 | $5,869-64.7% | $4,937-58.1% | $5,851-64.6% |
| Admin fee / account holder | $1,065 | $13,437-92.1% | $9,704-89.0% | $11,601-90.8% |