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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,763 | $160,028-81.4% | $147,080-79.8% | $145,884-79.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 26.72% | 98.60%-71.9pp | 420.17%-393.4pp | 551.85%-525.1pp |
| Employer contribution / active EE | $2,214 | $5,286-58.1% | $4,933-55.1% | $4,662-52.5% |
| Participant deferral / active EE | $5,689 | $8,422-32.5% | $8,066-29.5% | $6,690-15.0% |
| Admin fee / account holder | $4,043 | $15,030-73.1% | $12,989-68.9% | $13,392-69.8% |