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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,557 | $105,200-88.1% | $159,474-92.1% | $85,847-85.4% |
| Participation rate | 96.4% | 75.8%+20.6pp | 82.8%+13.6pp | 69.3%+27.1pp |
| Annual return | 25.57% | 45.08%-19.5pp | 263.68%-238.1pp | 318.61%-293.0pp |
| Employer contribution / active EE | $1,693 | $3,319-49.0% | $4,831-65.0% | $2,565-34.0% |
| Participant deferral / active EE | $3,674 | $5,946-38.2% | $7,353-50.0% | $3,952-7.1% |
| Admin fee / account holder | $402 | $6,934-94.2% | $10,802-96.3% | $6,261-93.6% |