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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,121 | $93,124+77.3% | $77,100+114.2% | $134,545+22.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -18.33% | 62.68%-81.0pp | 42.35%-60.7pp | 418.37%-436.7pp |
| Employer contribution / active EE | $2,145 | $3,421-37.3% | $2,815-23.8% | $4,742-54.8% |
| Participant deferral / active EE | $16,035 | $5,242+205.9% | $4,430+262.0% | $6,401+150.5% |
| Admin fee / account holder | $1,447 | $6,970-79.2% | $5,443-73.4% | $11,431-87.3% |