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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,485 | $104,953-15.7% | $84,637+4.5% | $152,909-42.1% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 53.24% | 373.94%-320.7pp | 258.82%-205.6pp | 345.46%-292.2pp |
| Employer contribution / active EE | $2,399 | $3,304-27.4% | $2,653-9.6% | $4,764-49.6% |
| Participant deferral / active EE | $15,285 | $4,691+225.9% | $3,900+291.9% | $5,851+161.2% |
| Admin fee / account holder | $764 | $6,244-87.8% | $4,914-84.5% | $11,601-93.4% |