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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,833 | $106,267-6.1% | $96,520+3.4% | $139,456-28.4% |
| Participation rate | 40.0% | 77.8%-37.8pp | 74.3%-34.3pp | 80.3%-40.3pp |
| Annual return | 16.86% | 38.45%-21.6pp | 35.72%-18.9pp | 373.45%-356.6pp |
| Employer contribution / active EE | $1,502 | $4,105-63.4% | $3,739-59.8% | $4,753-68.4% |
| Participant deferral / active EE | $3,219 | $5,454-41.0% | $4,879-34.0% | $6,711-52.0% |
| Admin fee / account holder | $664 | $7,882-91.6% | $6,733-90.1% | $11,407-94.2% |