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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $551,660 | $174,379+216.4% | $152,093+262.7% | $138,895+297.2% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 3.27% | 74.86%-71.6pp | 66.36%-63.1pp | 145.39%-142.1pp |
| Employer contribution / active EE | $30,296 | $4,652+551.3% | $4,175+625.7% | $4,194+622.3% |
| Participant deferral / active EE | $26,084 | $6,159+323.5% | $5,451+378.5% | $6,396+307.8% |
| Admin fee / account holder | $2,024,833 | $16,880+11895.4% | $14,497+13867.6% | $12,562+16018.5% |