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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,240 | $156,398+121.4% | $147,318+135.0% | $138,895+149.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.35% | 78.75%-63.4pp | 70.43%-55.1pp | 145.39%-130.0pp |
| Employer contribution / active EE | $16,052 | $4,853+230.7% | $4,593+249.5% | $4,194+282.7% |
| Participant deferral / active EE | $4,786 | $8,237-41.9% | $7,906-39.5% | $6,396-25.2% |
| Admin fee / account holder | $2,843 | $14,976-81.0% | $13,708-79.3% | $12,562-77.4% |