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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,336 | $73,981+68.1% | $105,754+17.6% | $62,881+97.7% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.9%+21.1pp | 69.3%+30.7pp |
| Annual return | 4.40% | 17.60%-13.2pp | 12.25%-7.9pp | 20.14%-15.7pp |
| Employer contribution / active EE | $5,048 | $2,856+76.7% | $4,079+23.8% | $2,281+121.3% |
| Participant deferral / active EE | $5,327 | $4,038+31.9% | $5,3260% | $3,203+66.3% |
| Admin fee / account holder | $14,264 | $5,976+138.7% | $8,309+71.7% | $4,296+232.1% |