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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,980 | $148,629+21.8% | $135,982+33.1% | $139,487+29.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.85% | 79.33%-63.5pp | 68.32%-52.5pp | 373.84%-358.0pp |
| Employer contribution / active EE | $2,110 | $5,247-59.8% | $4,859-56.6% | $4,755-55.6% |
| Participant deferral / active EE | $10,280 | $8,102+26.9% | $7,760+32.5% | $6,713+53.1% |
| Admin fee / account holder | $1,245 | $12,406-90.0% | $10,767-88.4% | $11,407-89.1% |