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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,714 | $138,076-20.5% | $123,553-11.2% | $135,380-19.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -10.18% | 153.70%-163.9pp | 119.21%-129.4pp | 519.81%-530.0pp |
| Employer contribution / active EE | $1,503 | $5,152-70.8% | $4,628-67.5% | $4,779-68.6% |
| Participant deferral / active EE | $8,349 | $6,800+22.8% | $6,426+29.9% | $5,609+48.9% |
| Admin fee / account holder | $1,210 | $10,917-88.9% | $9,284-87.0% | $10,828-88.8% |