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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,882 | $27,800+54.3% | $58,561-26.8% | $71,511-40.0% |
| Participation rate | 34.0% | 34.6%-0.6pp | 50.9%-16.9pp | 67.9%-34.0pp |
| Annual return | 18.19% | 26.80%-8.6pp | 4251.33%-4233.1pp | 28.86%-10.7pp |
| Employer contribution / active EE | $995 | $632+57.5% | $1,053-5.6% | $2,589-61.6% |
| Participant deferral / active EE | $1,911 | $1,208+58.2% | $1,923-0.6% | $4,291-55.5% |
| Admin fee / account holder | $3,861 | $1,637+135.8% | $2,520+53.2% | $1,588+143.1% |