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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,623 | $27,632+28.9% | $61,452-42.0% | $68,486-48.0% |
| Participation rate | 63.6% | 39.5%+24.1pp | 52.6%+11.1pp | 67.9%-4.3pp |
| Annual return | -17.26% | -13.24%-4.0pp | 338.96%-356.2pp | -7.85%-9.4pp |
| Employer contribution / active EE | $952 | $696+36.8% | $1,160-17.9% | $2,597-63.4% |
| Participant deferral / active EE | $1,905 | $1,264+50.7% | $2,125-10.3% | $4,028-52.7% |
| Admin fee / account holder | $875 | $2,010-56.5% | $2,131-58.9% | $5,404-83.8% |