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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,710 | $99,345+239.9% | $84,753+298.5% | $273,972+23.3% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 9.08% | 22.93%-13.9pp | 22.78%-13.7pp | 41.46%-32.4pp |
| Employer contribution / active EE | $3,170 | $4,214-24.8% | $3,574-11.3% | $4,869-34.9% |
| Participant deferral / active EE | $13,089 | $4,270+206.6% | $3,712+252.6% | $5,287+147.6% |
| Admin fee / account holder | $1,143 | $6,645-82.8% | $5,333-78.6% | $10,133-88.7% |