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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,157 | $95,406-88.3% | $185,849-94.0% | $85,847-87.0% |
| Participation rate | 94.5% | 68.8%+25.8pp | 81.7%+12.8pp | 69.3%+25.2pp |
| Annual return | 14.16% | 23.59%-9.4pp | 122.10%-107.9pp | 318.61%-304.4pp |
| Employer contribution / active EE | $1,033 | $3,314-68.8% | $5,169-80.0% | $2,565-59.7% |
| Participant deferral / active EE | $1,490 | $3,424-56.5% | $5,569-73.2% | $3,952-62.3% |
| Admin fee / account holder | $1,381 | $7,214-80.9% | $16,244-91.5% | $6,261-77.9% |