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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,498 | $85,171-90.0% | $172,753-95.1% | $72,976-88.4% |
| Participation rate | 84.7% | 70.1%+14.7pp | 82.6%+2.1pp | 69.5%+15.3pp |
| Annual return | 23.27% | 27.32%-4.1pp | 803.00%-779.7pp | 81.02%-57.7pp |
| Employer contribution / active EE | $633 | $3,324-80.9% | $5,144-87.7% | $2,440-74.0% |
| Participant deferral / active EE | $1,277 | $3,260-60.8% | $5,198-75.4% | $3,608-64.6% |
| Admin fee / account holder | $1,500 | $5,880-74.5% | $13,956-89.3% | $5,124-70.7% |