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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,828 | $138,076+120.8% | $123,553+146.7% | $135,380+125.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.21% | 153.70%-158.9pp | 119.21%-124.4pp | 519.81%-525.0pp |
| Employer contribution / active EE | $2,228 | $5,152-56.8% | $4,628-51.9% | $4,779-53.4% |
| Participant deferral / active EE | $12,600 | $6,800+85.3% | $6,426+96.1% | $5,609+124.6% |
| Admin fee / account holder | $3,618 | $10,917-66.9% | $9,284-61.0% | $10,828-66.6% |