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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,278 | $150,447+54.4% | $136,298+70.4% | $147,586+57.4% |
| Participation rate | 80.0% | 84.4%-4.4pp | 81.9%-1.9pp | 82.8%-2.8pp |
| Annual return | 17.82% | 1049.15%-1031.3pp | 5156.27%-5138.4pp | 578.59%-560.8pp |
| Employer contribution / active EE | $1,731 | $5,256-67.1% | $4,696-63.1% | $4,876-64.5% |
| Participant deferral / active EE | $7,988 | $6,631+20.5% | $6,247+27.9% | $5,439+46.9% |
| Admin fee / account holder | $12,833 | $10,906+17.7% | $9,244+38.8% | $10,886+17.9% |