See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL4 years Service code 27 75 STATE STREET · BOSTON, MA 02109 | Advisory (Plan) | $58,215 |
ASCENSUS LLC5 years Service code 15 · EIN 11-3665754 | Recordkeeping | $7,050 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,105 | $64,871-7.3% | $129,110-53.4% | $66,914-10.2% |
| Participation rate | 47.5% | 74.0%-26.4pp | 77.3%-29.7pp | 69.8%-22.3pp |
| Annual return | -20.07% | -12.21%-7.9pp | -10.94%-9.1pp | 1.58%-21.6pp |
| Employer contribution / active EE | $2,634 | $3,741-29.6% | $5,052-47.9% | $2,544+3.5% |
| Participant deferral / active EE | $4,806 | $5,090-5.6% | $6,542-26.5% | $4,237+13.4% |
| Admin fee / account holder | $328 | $629-47.9% | $14,302-97.7% | $593-44.7% |