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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,029 | $110,240+25.2% | $96,544+43.0% | $139,487-1.0% |
| Participation rate | 88.2% | 78.1%+10.1pp | 76.0%+12.2pp | 80.3%+7.9pp |
| Annual return | 6.01% | 26.41%-20.4pp | 25.88%-19.9pp | 373.84%-367.8pp |
| Employer contribution / active EE | $1,357 | $3,622-62.5% | $2,966-54.3% | $4,755-71.5% |
| Participant deferral / active EE | $2,334 | $5,549-57.9% | $4,851-51.9% | $6,713-65.2% |
| Admin fee / account holder | $125,133 | $11,602+978.5% | $8,254+1416.0% | $11,407+997.0% |