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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,013 | $105,960+75.6% | $81,726+127.6% | $158,982+17.0% |
| Participation rate | 95.7% | 75.6%+20.0pp | 72.0%+23.6pp | 82.0%+13.7pp |
| Annual return | 2.93% | 38.19%-35.3pp | 29.49%-26.6pp | 302.99%-300.1pp |
| Employer contribution / active EE | $2,816 | $7,805-63.9% | $4,311-34.7% | $4,763-40.9% |
| Participant deferral / active EE | $3,892 | $13,011-70.1% | $7,108-45.2% | $5,983-35.0% |
| Admin fee / account holder | $9,089 | $8,494+7.0% | $5,160+76.1% | $11,252-19.2% |