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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,308 | $129,960+40.3% | $104,299+74.8% | $134,545+35.5% |
| Participation rate | 83.3% | 79.5%+3.8pp | 73.3%+10.1pp | 81.2%+2.1pp |
| Annual return | -2.52% | 42.06%-44.6pp | 24.62%-27.1pp | 418.37%-420.9pp |
| Employer contribution / active EE | $7,579 | $4,186+81.1% | $3,373+124.7% | $4,742+59.8% |
| Participant deferral / active EE | $24,597 | $5,589+340.1% | $4,626+431.7% | $6,401+284.3% |
| Admin fee / account holder | $3,850 | $9,324-58.7% | $7,339-47.6% | $11,431-66.3% |