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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,208 | $155,833+0.9% | $124,693+26.1% | $167,536-6.2% |
| Participation rate | 100.0% | 81.1%+18.9pp | 74.6%+25.4pp | 82.1%+17.9pp |
| Annual return | 3.37% | 17.98%-14.6pp | 5144.19%-5140.8pp | 478.82%-475.4pp |
| Employer contribution / active EE | $11,426 | $4,164+174.4% | $3,324+243.7% | $4,839+136.1% |
| Participant deferral / active EE | $21,301 | $5,675+275.4% | $4,615+361.6% | $6,342+235.9% |
| Admin fee / account holder | $3,473 | $9,534-63.6% | $7,494-53.7% | $12,315-71.8% |