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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,107 | $73,988-48.5% | $96,538-60.5% | $75,177-49.3% |
| Participation rate | 73.1% | 66.4%+6.6pp | 74.3%-1.3pp | 67.2%+5.9pp |
| Annual return | 9.70% | 26.73%-17.0pp | 35.74%-26.0pp | 160.75%-151.1pp |
| Employer contribution / active EE | $2,331 | $2,930-20.5% | $3,740-37.7% | $2,671-12.7% |
| Participant deferral / active EE | $4,687 | $3,660+28.0% | $4,880-4.0% | $4,126+13.6% |
| Admin fee / account holder | $13,067 | $5,220+150.3% | $6,737+93.9% | $5,651+131.2% |