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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,659 | $78,670-34.3% | $109,173-52.7% | $85,847-39.8% |
| Participation rate | 59.3% | 68.3%-9.0pp | 75.9%-16.6pp | 69.3%-10.1pp |
| Annual return | 13.27% | 25.09%-11.8pp | 25.75%-12.5pp | 318.61%-305.3pp |
| Employer contribution / active EE | $1,679 | $2,734-38.6% | $3,723-54.9% | $2,565-34.5% |
| Participant deferral / active EE | $2,544 | $3,467-26.6% | $4,654-45.3% | $3,952-35.6% |
| Admin fee / account holder | $3,191 | $5,469-41.7% | $6,755-52.8% | $6,261-49.0% |