Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,682 | $62,592+99.2% | $85,693+45.5% | $85,856+45.2% |
| Participation rate | 41.3% | 61.1%-19.8pp | 69.9%-28.6pp | 69.3%-28.0pp |
| Annual return | 8.60% | 23.77%-15.2pp | 21.49%-12.9pp | 318.58%-310.0pp |
| Employer contribution / active EE | $1,462 | $1,755-16.7% | $2,618-44.2% | $2,565-43.0% |
| Participant deferral / active EE | $3,393 | $2,802+21.1% | $3,923-13.5% | $3,952-14.2% |
| Admin fee / account holder | $4,147 | $4,643-10.7% | $6,874-39.7% | $6,261-33.8% |