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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,294 | $103,038-28.9% | $90,324-18.9% | $152,909-52.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 4.14% | 95.25%-91.1pp | 78.15%-74.0pp | 345.46%-341.3pp |
| Employer contribution / active EE | $3,743 | $3,141+19.2% | $2,856+31.1% | $4,764-21.4% |
| Participant deferral / active EE | $12,845 | $4,282+200.0% | $3,885+230.6% | $5,851+119.5% |
| Admin fee / account holder | $10,156 | $6,177+64.4% | $5,356+89.6% | $11,601-12.5% |