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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,440 | $90,607-23.4% | $79,467-12.6% | $135,380-48.7% |
| Participation rate | 66.7% | 76.0%-9.4pp | 73.3%-6.7pp | 82.6%-16.0pp |
| Annual return | 14.63% | 977.74%-963.1pp | 718.30%-703.7pp | 519.81%-505.2pp |
| Employer contribution / active EE | $4,594 | $3,068+49.8% | $2,800+64.1% | $4,779-3.9% |
| Participant deferral / active EE | $6,204 | $4,050+53.2% | $3,704+67.5% | $5,609+10.6% |
| Admin fee / account holder | $799 | $5,895-86.5% | $5,104-84.4% | $10,828-92.6% |