Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,282 | $65,263-12.2% | $90,223-36.5% | $55,191+3.8% |
| Participation rate | 76.6% | 79.0%-2.4pp | 79.0%-2.4pp | 69.2%+7.4pp |
| Annual return | -0.45% | 2.81%-3.3pp | 1.31%-1.8pp | 10.78%-11.2pp |
| Employer contribution / active EE | $1,090 | $4,153-73.8% | $4,378-75.1% | $1,899-42.6% |
| Participant deferral / active EE | $3,247 | $5,564-41.7% | $5,792-44.0% | $3,046+6.6% |
| Admin fee / account holder | $1 | $116-99.5% | $7,406-100.0% | $91-99.4% |