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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,064 | $84,685-32.6% | $73,836-22.7% | $125,389-54.5% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | 0.25% | 3123.80%-3123.5pp | 2268.06%-2267.8pp | 282.24%-282.0pp |
| Employer contribution / active EE | $5,173 | $3,123+65.6% | $2,787+85.6% | $4,866+6.3% |
| Participant deferral / active EE | $6,875 | $3,993+72.2% | $3,583+91.9% | $5,352+28.5% |
| Admin fee / account holder | $328 | $5,694-94.2% | $4,882-93.3% | $9,541-96.6% |